affirm Remote US Full-time 2024-07-03

Affirm is reinventing credit to make it more honest and friendly, giving consumers the flexibility to buy now and pay later without any hidden fees or compounding interest.

Affirm’s mission is to build honest financial products to improve user’s lives. We are seeking a Software Engineer to build parts of Affirm’s backend Qualification platform which allows users to know their spending power across all merchants for each of Affirm’s products. You will investigate, spec, design, and implement systems to power our synchronous user-initiated and offline proactive prequalification system. Your technical leadership will have a high impact on the future growth of Affirm, as we aim to provide honest financial products throughout the world!

What You’ll Do

  • Work with technical leaders in the team to design and implement insightful forward-looking approaches that go beyond the direct team and solve large open-ended problems.

  • Collaborate with engineers within the Qualifications team and across other product and credit engineering teams to build a scalable backend that powers all pre-qualifications across Affirm.

  • Take ownership over parts of the Qualifications system.

  • Write high-quality code that can be easily understood and leveraged by others.

  • Review others’ work and provide constructive feedback in order to maintain high and consistent quality standards across teams.

  • Conduct technical evaluations to inform and influence the hiring decisions.

What we Look For

  • 2+ years of experience as a Software Engineer.

  • Eager to learn new things and have a growth mindset.

  • Fluency in backend development.

  • Familiarity with Python, AWS, and Kubernetes is a plus.

  • Prior experience designing, building, launching, and maintaining consumer scale products.

  • Strong cross-team communication and collaboration skills.

  • Experienced at synthesizing complex business, product, and technical requirements to consistently produce high quality system designs and software.

  • Humble and authentic leadership which places the needs of others first and helps people develop and perform as highly as possible.

  • Experience scaling systems in a service oriented architecture.

  • Humility and self-awareness to understand and navigate the unknown.

Pay Grade – L

Equity Grade – USA 6

Employees new to Affirm typically come in at the start of the pay range. Affirm focuses on providing a simple and transparent pay structure which is based on a variety of factors, including location, experience and job-related skills.

Base pay is part of a total compensation package that may include equity rewards, monthly stipends for health, wellness and tech spending, and benefits (including 100% subsidized medical coverage, dental and vision for you and your dependents.)

USA base pay range (CA, WA, NY, NJ, CT) per year: $160,000 – $210,000
USA base pay range (all other U.S. states) per year: $142,000 – $192,000


Affirm is proud to be a remote-first company! The majority of our roles are remote and you can work almost anywhere within the country of employment. Affirmers in proximal roles have the flexibility to work remotely, but will occasionally be required to work out of their assigned Affirm office. A limited number of roles remain office-based due to the nature of their job responsibilities.

We’re extremely proud to offer competitive benefits that are anchored to our core value of people come first. Some key highlights of our benefits package include: 

  • Health care coverage – Affirm covers all premiums for all levels of coverage for you and your dependents 
  • Flexible Spending Wallets – generous stipends for spending on Technology, Food, various Lifestyle needs, and family forming expenses
  • Time off – competitive vacation and holiday schedules allowing you to take time off to rest and recharge
  • ESPP – An employee stock purchase plan enabling you to buy shares of Affirm at a discount

We believe It’s On Us to provide an inclusive interview experience for all, including people with disabilities. We are happy to provide reasonable accommodations to candidates in need of individualized support during the hiring process.

[For U.S. positions that could be performed in Los Angeles or San Francisco] Pursuant to the San Francisco Fair Chance Ordinance and Los Angeles Fair Chance Initiative for Hiring Ordinance, Affirm will consider for employment qualified applicants with arrest and conviction records.

By clicking “Submit Application,” you acknowledge that you have read the Affirm Employment Privacy Policy for applicants within the United States, the EU Employee Notice Regarding Use of Personal Data (Poland) for applicants applying from Poland, the EU Employee Notice Regarding Use of Personal Data (Spain) for applicants applying from Spain, or the Affirm U.K. Limited Employee Notice Regarding Use of Personal Data for applicants applying from the United Kingdom, and hereby freely and unambiguously give informed consent to the collection, processing, use, and storage of your personal information as described therein.